Application selection

Application selection

Application selection[edit]

ISO/IEC 7816 defines a process for application selection. The intent of application selection was to let cards contain completely different applications—for example GSM and EMV. However, EMV developers implemented application selection as a way of identifying the type of product, so that all product issuers (Visa, MasterCard, etc.) must have their own application. The way application selection is prescribed in EMV is a frequent source of interoperability problems between cards and terminals. Book 1[15] of the EMV standard devotes 15 pages to describing the application selection process.

An application identifier (AID) is used to address an application in the card. An AID consists of a registered application provider identifier (RID) of five bytes, which is issued by the ISO/IEC 7816-5 registration authority. This is followed by a proprietary application identifier extension (PIX), which enables the application provider to differentiate among the different applications offered. The AID is printed on all EMV cardholder receipts.

List of applications:

Card scheme

RID

Product

PIX

AID

Danmønt (Denmark)

A000000001

Cash card

1010

A0000000011010

Visa

A000000003

Visa credit or debit

1010

A0000000031010

Visa Electron

2010

A0000000032010

V Pay

2020

A0000000032020

Plus

8010

A0000000038010

MasterCard

A000000004

MasterCard credit or debit

1010

A0000000041010

MasterCard[16]

9999

A0000000049999

Maestro (debit card)

3060

A0000000043060

Cirrus (interbank network) ATM card only

6000

A0000000046000

MasterCard

A000000005

Maestro UK (formerly branded as Switch)

0001

A0000000050001

American Express

A000000025

American Express

01

A00000002501

LINK (UK) ATM network

A000000029

ATM card

1010

A0000000291010

CB (France)

A000000042

CB (Credit or Debit card)

1010

A0000000421010

CB (Debit card only)

2010

A0000000422010

JCB

A000000065

Japan Credit Bureau

1010

A0000000651010

Dankort (Denmark)

A000000121

Debit card

1010

A0000001211010

Dankort (Debit card)

4711

A0000001214711

Consorzio BANCOMAT (Italy)

A000000141

BANCOMAT/PagoBANCOMAT

0001

A0000001410001

Diners Club/Discover

A000000152

Diners Club/Discover

3010

A0000001523010

Banrisul (Brazil)

A000000154

Banricompras Debito

4442

A0000001544442

SPAN2 (Saudi Arabia)

A000000228

SPAN

1010

A00000022820101010

Interac (Canada)

A000000277

Debit card

1010

A0000002771010

Discover

A000000324

ZIP

1010

A0000003241010

UnionPay

A000000333

Debit

010101

A000000333010101

Credit

010102

A000000333010102

Quasi Credit

010103

A000000333010103

Electronic Cash

010106

A000000333010106

ZKA (Germany)

A000000359

Girocard

1010028001

A0000003591010028001

EAPS BANCOMAT (Italy)

A000000359

PagoBANCOMAT

10100380

A00000035910100380

Verve (Nigeria)

A000000371

Verve

0001

A0000003710001

The Exchange Network ATM Network

A000000439

ATM card

1010

A0000004391010

RuPay (India)

A000000524

RuPay

1010

A0000005241010

MIR (Russia)

A000000658

MIR Debit

2010

A0000006582010

MIR Credit

1010

A0000006581010

Edenred

A000000436

Ticket Restaurant (Belgium)

0100

A0000004360100

eftpos (Australia)

A000000384

Savings (debit card)

10

A00000038410

Cheque (debit card)

20

A00000038420

GIM-UEMOA (8 West African countries

Benin

Burkina Faso

Côte d'Ivoire

Guinea Bissau

Mali

Niger

Senegal

Togo)

A000000337

RETRAIT

01 000001

A000000337301000

STANDARD

01 000002

A000000337101000

CLASSIC

01 000003

A000000337102000

PREPAYE ONLINE

01 000004

A000000337101001

PREPAYE POSSIBILE OFFILINE

01 000005

A000000337102001

PORTE MONNAIE ELECTRONIQUE

01 000006

A000000337601001