Application selection
Application selection[edit]
ISO/IEC 7816 defines a process for application selection. The intent of application selection was to let cards contain completely different applications—for example GSM and EMV. However, EMV developers implemented application selection as a way of identifying the type of product, so that all product issuers (Visa, MasterCard, etc.) must have their own application. The way application selection is prescribed in EMV is a frequent source of interoperability problems between cards and terminals. Book 1[15] of the EMV standard devotes 15 pages to describing the application selection process.
An application identifier (AID) is used to address an application in the card. An AID consists of a registered application provider identifier (RID) of five bytes, which is issued by the ISO/IEC 7816-5 registration authority. This is followed by a proprietary application identifier extension (PIX), which enables the application provider to differentiate among the different applications offered. The AID is printed on all EMV cardholder receipts.
List of applications:
| Card scheme | RID | Product | PIX | AID |
|---|---|---|---|---|
| Danmønt (Denmark) | A000000001 | Cash card | 1010 | A0000000011010 |
| Visa | A000000003 | Visa credit or debit | 1010 | A0000000031010 |
| Visa Electron | 2010 | A0000000032010 | ||
| V Pay | 2020 | A0000000032020 | ||
| Plus | 8010 | A0000000038010 | ||
| MasterCard | A000000004 | MasterCard credit or debit | 1010 | A0000000041010 |
| MasterCard[16] | 9999 | A0000000049999 | ||
| Maestro (debit card) | 3060 | A0000000043060 | ||
| Cirrus (interbank network) ATM card only | 6000 | A0000000046000 | ||
| MasterCard | A000000005 | Maestro UK (formerly branded as Switch) | 0001 | A0000000050001 |
| American Express | A000000025 | American Express | 01 | A00000002501 |
| LINK (UK) ATM network | A000000029 | ATM card | 1010 | A0000000291010 |
| CB (France) | A000000042 | CB (Credit or Debit card) | 1010 | A0000000421010 |
| CB (Debit card only) | 2010 | A0000000422010 | ||
| JCB | A000000065 | Japan Credit Bureau | 1010 | A0000000651010 |
| Dankort (Denmark) | A000000121 | Debit card | 1010 | A0000001211010 |
| Dankort (Debit card) | 4711 | A0000001214711 | ||
| Consorzio BANCOMAT (Italy) | A000000141 | BANCOMAT/PagoBANCOMAT | 0001 | A0000001410001 |
| Diners Club/Discover | A000000152 | Diners Club/Discover | 3010 | A0000001523010 |
| Banrisul (Brazil) | A000000154 | Banricompras Debito | 4442 | A0000001544442 |
| SPAN2 (Saudi Arabia) | A000000228 | SPAN | 1010 | A00000022820101010 |
| Interac (Canada) | A000000277 | Debit card | 1010 | A0000002771010 |
| Discover | A000000324 | ZIP | 1010 | A0000003241010 |
| UnionPay | A000000333 | Debit | 010101 | A000000333010101 |
| Credit | 010102 | A000000333010102 | ||
| Quasi Credit | 010103 | A000000333010103 | ||
| Electronic Cash | 010106 | A000000333010106 | ||
| ZKA (Germany) | A000000359 | Girocard | 1010028001 | A0000003591010028001 |
| EAPS BANCOMAT (Italy) | A000000359 | PagoBANCOMAT | 10100380 | A00000035910100380 |
| Verve (Nigeria) | A000000371 | Verve | 0001 | A0000003710001 |
| The Exchange Network ATM Network | A000000439 | ATM card | 1010 | A0000004391010 |
| RuPay (India) | A000000524 | RuPay | 1010 | A0000005241010 |
| MIR (Russia) | A000000658 | MIR Debit | 2010 | A0000006582010 |
| MIR Credit | 1010 | A0000006581010 | ||
| Edenred | A000000436 | Ticket Restaurant (Belgium) | 0100 | A0000004360100 |
| eftpos (Australia) | A000000384 | Savings (debit card) | 10 | A00000038410 |
| Cheque (debit card) | 20 | A00000038420 | ||
| GIM-UEMOA (8 West African countries Benin Burkina Faso Côte d'Ivoire Guinea Bissau Mali Niger Senegal Togo) | A000000337 | RETRAIT | 01 000001 | A000000337301000 |
| STANDARD | 01 000002 | A000000337101000 | ||
| CLASSIC | 01 000003 | A000000337102000 | ||
| PREPAYE ONLINE | 01 000004 | A000000337101001 | ||
| PREPAYE POSSIBILE OFFILINE | 01 000005 | A000000337102001 | ||
| PORTE MONNAIE ELECTRONIQUE | 01 000006 | A000000337601001 |