Step 1: Run USDK Demo software (if you don't have it, you can find it in here)
Step 2: Follow below instruction
Step 3: Check your #6 Response HEX number (ex: 06 00 00 00 00 00 01)
If 00 shows on your Response HEX number, it means you don't have an encryption key.
If 01 shows on your Response HEX number, it means you have an encryption key.