During Contactless EMV authentication, we need to know how you can change the Cardholder Verification Method(CVM) result from "No CVM performed" to "Online PIN" for Master Card (A0000000041010, Group: 8)
Here are the group settings:
Group Number | TLV |
00 | 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 |
08 | 5f2a0205565f57009f01009f02060000000000019f03060000000000009f090200029f150211119f16009f1a0205569f1c009f1d086cff0000000000009f33009f3501229f400500000000009f4e009f6d0200019f7e00df260101df6000df6200df6300df810800df810900df810a00df810d00df81170100df81180160df81190108df811a039f6a04df811c020000df811d0100df811e0110df811f0108df812306000000010000df812406000000030000df812506000000050000df812c0100ffe40108fff2083030303030303030fff506000000001000fffc0104fffd050000000000fffe050000000000ffff050000000000 |
The TLVs obtained during the Master Card transaction are as follows.
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|
The device's TTQ (9F33) changed to a CVM enabled setting with 34C0000, but the actual card transaction result shows that the 9f34 Tag is responding with 1F0302 as No CVM required.
A:
Your transaction data shows you have a transaction amount of $0.00. The transaction amount needs to be greater than the CVM limit, in order to go through the cardholder verification process. Since you want to modify for Mastercard brand, you do not need to change TTQ, which is used for VISA cards Instead,
You will need to look for TagDF8118, CVM capability when the transaction amount is greater than the Reader CVM required limit. below is the tag definition.
In your group 8 setting, the DF8118 = 0x60. in other words, your reader does support online PIN and signature. If you start a transaction with the amount of $11.00 (as your CVM limit was set to $10.00) without changing your MasterCard group TLVs, You'll have a CMV result tag 9f34 = 420300 which is an online PIN request. Please try again with a higher transaction amount, such as $11.00? Test card: MCD50.T01.S02. Here is a sample log that you'll get:
OUT: 5669564f746563683200024000161e9c01009f02060000000011009f0306000000000000dbb7
IN: 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