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What is the EMV L2 Kernel

• Is a set of functions that provide the processing logic and data required to perform an EMV contact transaction
• EMV Co provides the requirements for the EMV L2 kernel and we submit our kernel as of the current specification
• When submitting an EMV L2 kernel to the labs for approval, ID TECH has to define what criteria that kernel is meant to support, this is a terminal configuration

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Kernel Comparisons

Configuration Variations:

• 1C = Attended online/offline, PIN Bypass, PIN/Signature Cardholder Verification Method (CVM)
• 2C = Attended online, no PIN, Cardholder Confirmation (CC), Signature CVM
• 3C = Unattended online/offline, no PIN bypass, CC, PIN/Signature CVM
• 4C = 3C with "NO CVM" only, no CC
• 5C = 2C with no CC
• 6C = 1C with no CC
• 7C = 3C with no CC
• 8C = 1C with "NO CVM" only
• 9C = 2C with "NO CVM" only
• 10C = 3C with "NO CVM" only
• 11C = 2C with "NO CVM" only, with no CC
• 12C = 1C with "NO CVM" only, with no CC
• 13C = 3C with PIN bypass
• 14C = 3C with no CC, with PIN bypass
• 15C= 1C without PIN bypass
• 16C= 1C with no CC, without PIN bypass
• 17C= 2C without SDA/CDA/DDA, with no CC
• 18C= 2C without SDA/CDA/DDA, with "NO CVM" only, with no CC
• 19C = 1C without Online enciphered PIN
• 20C = ATM
• 21C = 1C Attended online, online PIN, no PIN bypass, with CC
• 22C = 1C with no online PIN
• 23C = 3C with no online PIN, and with PIN bypass

Products:

• NEO 2.0 products support both the v1.10 (Gen 1) and v1.20 (Gen 2)
• Non-NEO 2 products may support Gen 2. Case by case. Some have hardware limitations that prevent it from supporting Gen 2